Beverly Hills: Going first class
Beverly Hills Flats, 90210, is one of the most exclusive coveted … [Read on ... ]
Culver City: Studios, schools, fun!
"The Heart of Screenland" is so named because of the historical and … [Read on ... ]
Westchester: Charming, affordable, ideal
Think about walking down a tree lined street filled with beautiful, … [Read on ... ]
Playa Del Rey: Clean air, cool condos
Sitting mostly at sea level, with its west side bordering the Pacific … [Read on ... ]
Mar Vista: ‘Heart of the Westside’
Think Mid-Century Modern Architecture with breathtaking views of the … [Read on ... ]
Beverlywood: East Coast feel on the Westside
This city is special. Composed of mixed architecture of … [Read on ... ]
Foreclosures & loan mods

Credit is the golden calf impacting your financial future. When facing the loss of your home, the decision to modify your loan, short sale your house or just to let your home foreclose can have a long-term impact on your credit. Short sale vs. … [More...]

Why is it so hard to get a loan modification? Homeowners in Beverly Hills, Culver City and Westchester would like to know. Are the odds of getting a loan modification similar to hitting a zero on at a Roulette table in Vegas? The short … [More...]
Short sales: What’s the deal?

Anyone considering a short sale in California should get all the facts before coming to a decision. Here are some important tips and considerations for those thinking about a short sale. Please remember this article is not a substitute for legal and … [More...]

Here are two big pieces of the puzzle for distressed homeowners: deficiency judgments after a short sale, and the impact of foreclosures on deficiency judgments. A deficiency judgment is an unsecured monetary judgment against a borrower whose sale … [More...]
News & analysis

Do banks cap Westside real estate inventory?
Conspiracy theories are not my thing, but I have to wonder about the connection between the election year and the severely limited real estate inventory. My buyers are being beaten down by lack of inventory on the Westside. Playa del Rey, for example, has an extremely limited condo inventory. I went to a Playa del Rey open house with my buyer and there must have been 60 … [More...]

Credit? Short sale or foreclosure or loan mods?
Credit is the golden calf impacting your financial future. When facing the loss of your home, the decision to modify your loan, short sale your house or just to let your home foreclose can have a long-term impact on your credit. Short sale vs. foreclosure vs. loan modification and the impact on credit is not an exact science. Many variables come into play. Let's start by … [More...]

Why are we in this housing mess?
OK so I talk at length on these subjects: the truth about loan modifications, foreclosure's impact on credit, the advantages of short sales and how the current real estate laws are in homeowners' favor. But what is the source of these problems? Is there an answer to why we are in this housing mess and the worst economic cycle since the great depression? It doesn't matter … [More...]







Cindy Marty is a Realtor, short-sale specialist and a Certified Negotiator. She lives in Culver City, Calif.